Account Questions | Credit Reporting
We report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
U.S. Auto reports account data to the three major credit bureaus: Equifax, Experian and TransUnion. Typically, your account will appear on your credit report within 45 days after the purchase date of your vehicle. Credit reporting occurs once per month for the previous month. For example, payments made in the month of April will be reported in May. The credit bureaus may take up to 30 days to validate the data. This means, you may see a delay before your information appears.